Old Money Review 2026: Are Its Clothes and Shoes Worth Buying?

Check Today's Price

What Is Old Money?

Old Money is an online fashion retailer operated by Rio de Dinero LLC. The company sells men's and women's clothing, footwear and accessories through its website, including linen shirts, polos, trousers, shorts, skirts, knitwear, loafers, handbags, belts, watches and other accessories. Its stated business address is in New York, and its website markets the brand internationally.

The appeal is largely aesthetic. Rather than competing through recognizable logos or trend-heavy designs, Old Money wants its products to resemble the kind of wardrobe associated with traditional European resort and country-club fashion: linen shirts, neutral trousers, polo shirts, loafers, knitwear and understated accessories. The company's current site even describes its collection as a relatively short selection of linen, suede and cashmere pieces designed to remain useful beyond a single season.

That is an important distinction because the Old Money name can create an expectation that you are buying into an established luxury fashion house. You are not. This is an online fashion retailer selling an aesthetic associated with luxury clothing. That does not automatically make its products bad, but it means the sensible question is whether the construction, materials, fit and after-sales service justify what you actually pay rather than whether the clothes look luxurious in photographs.

What Does Old Money Sell?

The catalog is broad enough to build an entire wardrobe around the same aesthetic. Current listings include suede loafers, premium suede loafers, half-zip sweaters, 100% linen shirts, linen trousers, linen shorts, turtlenecks and cotton polos. The all-products page currently lists 208 products, with the highest displayed price at $239.99. Prices are intentionally positioned below conventional luxury fashion. For example, the site currently lists a Cape Town 100% Linen Shirt at $65.99 after a displayed discount from $85.50, Old Money Suede Loafers at $66.99, Premium Suede Loafers at $82.99, a Verbier Half Zip Sweater at $59.99 and a Florence Ribbed Cotton Polo at $47.99.

On paper, those prices can look reasonable. A $60–$80 shirt, sweater or pair of loafers does not need to compete with a $1,000 luxury item to be considered good value. But the comparison changes when the product is marketed using language such as premium suede, handcrafted construction or long-term durability. The lower price only represents value if the actual materials and construction match the expectations created by the product page. That is where the available evidence becomes less comfortable.

Are Old Money Clothes Good Quality?

The answer appears to be inconsistent. Old Money itself makes strong durability-oriented claims. Its homepage describes a linen shirt that should soften with washing, a suede loafer that can supposedly be resoled and a cashmere polo intended to last beyond a single season. The brand also says it would rather make “forty things properly” than produce hundreds of rapidly changing pieces.

There are customers who appear to agree with that positioning. The company features customer comments describing comfortable trousers, repeat purchases of linen shirts and loafers that improve with wear. Some independent Trustpilot reviewers also report attractive shoes, comfortable fits and good quality.

However, the independent review picture is much more mixed than the site's presentation suggests. Trustpilot's current review summary highlights complaints about poor product quality, incorrect sizing, cheap-feeling materials, unpleasant odors and products that allegedly differ from what customers expected from the advertising.

That does not prove that every Old Money item is poor quality. It does suggest that you should not assume the brand's premium-looking photography or “old money” presentation automatically translates into premium construction. If you are buying primarily because you want the appearance of a luxury garment at a lower price, the risk may be acceptable. If your priority is fabric quality, stitching, construction and years of wear, the evidence is not strong enough to make that a confident recommendation.

Old Money Loafers: Are They Worth It?

The loafers deserve particular attention because they appear to be one of Old Money's major selling points.

The site currently lists regular suede loafers and premium suede loafers at prices around $67–$83 on sale. That is inexpensive compared with genuine luxury footwear, and the silhouette is clearly intended to appeal to shoppers looking for understated, Loro Piana-style footwear without the luxury price.

There is also a substantial amount of online discussion specifically about these shoes. In a Reddit discussion about Old Money loafers, buyers questioned whether the shoes represented good-value alternatives to much more expensive luxury footwear. Some users reported that the shoes looked good and were comfortable, while others described the materials as synthetic or considerably cheaper than expected. One purchaser said the shoes were comfortable and true to size but felt the materials were inexpensive and the sole looked cheap.

That is a useful way to think about the product. If you want an inexpensive fashion loafer for occasional use, the shoes may make sense if you are satisfied with their appearance when they arrive. If you expect genuine luxury-level suede, sophisticated construction or footwear that will age beautifully for years, the price advantage becomes much less compelling.

A particularly important point is that independent reports have repeatedly questioned whether some materials live up to the way shoppers interpret the product descriptions. These are customer allegations rather than independently verified laboratory findings, so they should not be treated as proof of misrepresentation. But when multiple buyers raise similar concerns, it is reasonable to factor that uncertainty into the purchase.

Sizing Is a Significant Concern

Sizing may be one of the biggest practical risks when ordering from Old Money.

Some customers report good fits, including reviewers who say their trousers or loafers were comfortable and fit well. But sizing complaints are also a recurring theme in independent reviews. Trustpilot's review summary specifically identifies incorrect sizing as one of the common complaints, with some buyers saying items were significantly smaller than expected.

This matters because sizing is not just an inconvenience when an online retailer has a difficult return process. A slightly wrong size becomes a financial risk if sending the item back requires international postage or extended correspondence with customer service.

For that reason, I would not place a large multi-item order with Old Money simply to “try things out.” If you are determined to buy, a smaller first order is the safer strategy. Check the measurements rather than relying solely on your normal S/M/L or shoe size, and avoid buying several expensive items before you know how the brand's sizing works for you.

Shipping: What Should You Expect?

Old Money's website currently says orders are generally dispatched within 24–48 hours and shipping takes around 5–7 business days depending on location. It also says the company ships internationally, with free shipping offered above a stated order threshold. The important qualification is that customer reports do not consistently match that expectation.

Recent Trustpilot reviews include complaints about orders taking considerably longer than expected, including reports of delivery periods measured in weeks. One recent customer alleged that an order advertised around a faster delivery expectation ultimately took 17 days; another recent reviewer reported waiting more than four weeks.

Reddit discussions have also included buyers who say their orders were shipped from China, despite the brand's polished Western-facing presentation. These are user reports and should be treated as anecdotal rather than definitive evidence about every order or fulfillment center.

The practical conclusion is simple: do not order from Old Money if you need the clothing for an important event on a tight deadline. Even if many orders arrive within the advertised window, the available customer feedback suggests there is enough variability to make guaranteed timing a poor assumption.

Old Money Returns: The Biggest Reason for Caution

The return policy is arguably the most important issue to understand before ordering. Old Money's current homepage advertises a 30-day return window and says customers can return products for any reason. It also says the customer is responsible for the return label rather than charging a separate handling fee. However, different localized versions of the website currently display different return periods. For example, another version of the site states a 14-day return guarantee, while the homepage currently displays 30 days.

That inconsistency alone is worth noticing. Before purchasing, shoppers should check the return terms displayed for their country and ideally save a copy of the policy at the time of purchase. More importantly, customer experiences with returns are much more concerning than the headline “30-day returns” suggests. Trustpilot reviewers repeatedly describe lengthy exchanges with customer service, difficulty obtaining return instructions, international return costs and delays in receiving refunds.

Old Money's own responses generally say that alternative solutions, including partial refunds, may be offered to help customers avoid the cost and inconvenience of international returns, while maintaining that customers can return eligible products under the stated policy. That distinction matters. Offering a partial refund is not inherently improper. It can be convenient if the customer decides the item is acceptable despite a minor problem. But if you already know you want a full refund, you should understand that returning the item may require additional communication and that return shipping is your responsibility.

For a $60–$80 item, an expensive international return can quickly destroy the value proposition.

What Customers Say About Old Money

Customer feedback is unusually important here because there is a substantial gap between the brand's own presentation and the broader independent review picture. 
Trustpilot currently lists approximately 2,009 reviews and a TrustScore around 2.4–2.5 out of 5. The displayed distribution is heavily polarized: approximately 65% of reviews are one-star while 27% are five-star. Trustpilot also notes that the company has replied to a very high percentage of negative reviews, so the company is actively responding to criticism rather than simply ignoring the platform.

Positive reviews commonly mention attractive designs, comfortable clothing, good-fitting trousers, comfortable loafers and helpful customer service. There are clearly buyers who have had satisfactory or very good experiences.

The negative side is broader. Customers report poor or unexpected material quality, sizing problems, delayed delivery, missing or incorrect products, difficult returns and slow refunds. Several recent reviews specifically complain about being encouraged to accept partial refunds rather than immediately completing a return. Again, these are customer accounts, not independently established findings, but the frequency of similar complaints makes them difficult to dismiss as isolated incidents.

There are also older Reddit discussions in which customers describe the products as resembling inexpensive marketplace merchandise and complain about return costs. Other Reddit users, however, have reported that certain shoes looked good and were usable at the price. That is why I would treat Old Money's customer feedback as a warning signal rather than a blanket verdict. The brand does not appear to produce universally bad products; the bigger issue is uncertainty over whether the specific item you receive will justify the price and whether correcting the purchase will be easy if it does not.

Is Old Money a Scam?

It would be too strong to declare Old Money a scam based solely on customer reviews. The company operates an active ecommerce site, publishes policies, responds to customer complaints and sells a substantial catalog of clothing and accessories. There are also genuine customers reporting satisfactory purchases.

That said, there are enough complaints about delivery, refunds, product quality and returns that shoppers should not approach the site with the same confidence they might have when ordering from a well-established fashion retailer with physical stores and straightforward domestic returns. Third-party scam-detection sites are also not reassuring. ScamAdviser currently assigns old-money.com a very low trust score and flags several risk indicators, although automated website-risk scores should not be treated as proof that a company is fraudulent.

There are also BBB Scam Tracker reports associated with Old Money, including a 2025 report alleging a failure to receive an item and difficulties obtaining a refund. BBB explicitly describes such reports as accounts from victims or potential victims, so these should likewise be treated as allegations rather than independently verified findings. The safer conclusion is not “Old Money is definitely a scam.” It is that the buyer protection and customer-service risk appears high enough that shoppers should be cautious about placing large orders.

Is Old Money Worth the Money?

That depends heavily on what you mean by “worth it.”
If your goal is simply to get the old-money aesthetic without spending luxury-brand prices, Old Money can be appealing. Its prices are accessible enough that a linen shirt, polo, sweater or pair of loafers can cost considerably less than comparable-looking luxury fashion.

But if your definition of value includes dependable sizing, predictable delivery, premium materials, transparent fulfillment and easy returns, the calculation changes. The product price may be low, but the total purchase risk is higher because independent customers frequently report problems in precisely those areas.

That makes Old Money more attractive for low-risk purchases than high-value wardrobe investments. Spending $50–$70 on an item you like the look of is one thing. Building an entire $300–$500 wardrobe order before knowing how the company handles your specific country, sizing and returns is considerably harder to justify.

Explore BRAND Collections

Pros & Cons

Who Should Buy From Old Money?

Old Money makes the most sense for a shopper who prioritizes appearance and price over established luxury pedigree. If you want linen shirts, polos, trousers or loafers with a restrained aesthetic and you are comfortable accepting some uncertainty over materials and fit, individual pieces may be worth trying.

It is also better suited to buyers who can tolerate a potentially inconvenient return process. That is particularly important if you are ordering internationally. A buyer who has access to inexpensive returns or is purchasing a relatively inexpensive item has less exposure than someone ordering several expensive pieces from another country.

If you do try the brand, start small. One item is a much better test than a large wardrobe order. Check the measurements carefully, save the product and return-policy information, use a payment method with appropriate purchase protections, and do not assume a sale price automatically means exceptional value.

Who Should Avoid Old Money?

I would avoid Old Money if your priority is proven premium craftsmanship or if you are buying for an event where the clothing needs to arrive on a guaranteed schedule.

It is also a poor fit for shoppers who dislike complicated returns. The large number of complaints concerning return communication, international postage and refunds means the advertised return window should not be interpreted as equivalent to the effortless return experience offered by major established retailers.

Finally, shoppers specifically looking for genuine luxury materials should be cautious. The brand's aesthetic may resemble expensive fashion, but the available independent evidence does not justify assuming that every product offers luxury-level materials or construction.

FAQs

Is Old Money a legitimate clothing website?
Old Money is an operating online clothing retailer associated with Rio de Dinero LLC and has an active ecommerce catalog, customer-support infrastructure and international sales. However, legitimacy as an operating retailer is different from guaranteeing a consistently good customer experience. Independent reviews contain substantial complaints about quality, delivery and refunds.

Is Old Money clothing good quality?
Quality appears inconsistent. Some customers report attractive, comfortable and well-fitting clothing, while many others complain about inexpensive-feeling materials, poor construction or products that did not match their expectations. The evidence is not strong enough to assume that the brand's entire catalog is consistently premium.

Are Old Money loafers real suede?
The website markets its loafers as suede products, including “premium suede” versions. However, some customers have independently alleged that the material they received did not feel or appear like genuine suede. Those reports are customer allegations and have not been independently verified, so buyers should avoid assuming luxury-grade suede solely from the marketing language.

Does Old Money ship internationally?
Yes. Old Money says it ships to more than 60 countries and currently advertises worldwide shipping, subject to country availability. Its stated shipping times are generally around 5–7 business days after dispatch, but customer reports indicate that some orders have taken substantially longer.

What is Old Money's return policy?
The site's current homepage advertises a 30-day return window and says customers are responsible for the return label. However, some localized versions of the site currently state a 14-day period, so shoppers should check the policy applicable to their location before ordering.

Does Old Money offer refunds?
The company says eligible returned products can be refunded, but independent reviews frequently complain about delays and difficulty navigating the return process. Old Money also says it may offer alternative solutions, such as partial refunds, to customers who want to avoid return shipping.

Is Old Money worth buying in 2026?
It can be worth testing for a carefully selected, relatively inexpensive item if you primarily want the aesthetic. I would not, however, treat it as a low-risk substitute for established premium fashion brands. The combination of mixed product feedback and recurring return complaints means the buyer should keep the initial order small.

Final Thoughts

Old Money has an appealing proposition: classic-looking clothing, quiet-luxury styling and prices that are far below traditional luxury fashion. Some customers clearly like the products, and the catalog contains plenty of wearable basics that look good on paper. The problem is that the brand's premium presentation is not consistently supported by independent customer experiences, particularly when it comes to materials, sizing, shipping and returns.

For that reason, I would consider Old Money a “buy cautiously” retailer rather than a straightforward recommendation. If you find a particular shirt, polo or pair of loafers you really like, a small first order may be reasonable. But I would not place a large wardrobe order expecting luxury-level quality or an effortless return experience. The savings only make sense if the item you receive is good enough to keep and the current customer feedback suggests that is not something you should take for granted.

Shop BRAND Now